Don't accept
the first offer.
Make investors
compete.

DAVID is a pre-settlement funding platform that connects your case with accredited investors who bid against each other to provide you funding — you pick the best rate, and your advance arrives within 48 hours.

Simple interest onlyNon-recourseFunded within 48 hrs

YOUR APPLICATION AT A GLANCE

Advance amount$5,000
Your fee (3%)$150
You receive today$4,850
Settlement fee from you$0
Time to fundWithin 48 hours
26%Example auction rate
48%Typical funder rate
$1,854Your savings

HOW THE AUCTION WORKS

Investors compete.
You get a lower rate.

Traditional funders name their price and you take it. DAVID puts your case in front of multiple investors — they bid each other down until one wins your business.

1

Apply

Submit your case details once. Takes about 5 minutes.

2

Auction

Accredited investors review your case and bid on the rate.

3

Choose

You review all bids and accept the one that works for you.

4

Settle

At settlement, repay from proceeds only. If you lose, you owe nothing.

Live auction — $12,000 advance request

Investor A
34%
34%Out
Investor B
31%
31%Out
Investor C
28%
28%Out
Investor D
26% ✓
26%Wins

Auction result: 26% annual rate

You review all bids and accept the best rate — or walk away. No obligation until you say yes.

Based on 18-month average case duration · simple interest · non-recourse

SEE WHAT YOU ACTUALLY SAVE

The numbers don't lie.

$5,000 advance · 18-month average case · simple interest

TYPICAL FUNDER

Origination fee (3.99%)$200
Additional fees at settlement$154
Interest (48% · 18 months)$3,600
Total cost to you$3,954

DAVID (auction rate: 26%)

Funding fee (3%)$150
Settlement fee from you$0
Interest (26% · 18 months)$1,950
Total cost to you$2,100
You save on a $5,000 advanceLower fees + lower rate from the auction
$1,854

Typical funder rate based on industry average. DAVID auction rate is illustrative — your actual rate depends on investor bids.

BUILT FOR EVERYONE IN THE ROOM

One platform. Three audiences.

You shouldn't have to accept the first offer.

Traditional legal funders set their rate and take it or leave it. DAVID puts your case in front of multiple investors — they compete, you pick the rate that works for you.

  • 3% flat fee at funding — no settlement fees from you
  • Money sent directly to your bank account
  • Non-recourse — if you lose, you owe nothing
  • Simple interest only, capped at 2× the advance
  • No credit check, no employment verification
Apply for funding →

Your application at a glance

Advance amount$5,000
Your fee (3%)$150
You receive today$4,850
Settlement fee from you$0
Repayment at settlementfrom auction rate
Time to fundWithin 48 hours

BUILT ON PRINCIPLES, NOT FINE PRINT

No surprises. Ever.

Simple interest only

No compounding. No monthly fees. The rate is the rate, calculated from day one.

Fully non-recourse

If your case settles for nothing, you owe nothing. Period.

Funds to your bank

Your advance goes directly to your account — never routed through your attorney.

Attorney-signed

Your attorney reviews and countersigns every funding agreement.

Ready to get a fair rate?

Takes 5 minutes. No credit check. No obligation until you accept a bid.

Apply for funding

Funded within 48 hours of acceptance