FOR ACCREDITED INVESTORS

Pre-settlement funding was institutional-only.
Until now.

DAVID gives accredited investors access to screened pre-settlement cases. Set your rate, bid on cases that fit your criteria, and earn returns at settlement — fully transparent, fully non-recourse.

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Accredited investors onlyNon-recourse structureAutomated repayment
18.86%Net annualised return (example)
~18 moAvg case duration
100%Transparent interest calculation
$500Minimum per case

HOW IT WORKS

Browse. Bid. Earn.

Every case on DAVID has been screened for legal merit, attorney representation, and jurisdiction. You set your rate. The system handles the rest.

1

Get verified

Complete accreditation verification through Parallel Markets. Takes about 10 minutes.

2

Browse screened cases

View anonymized listings — case type, jurisdiction, requested amount, case strength. Sign an NDA to unlock full details.

3

Place a bid

Enter your bid rate and a private minimum. DAVID auto-competes on your behalf until your minimum is reached.

4

Earn returns at settlement

Repayment is automated via ACH. Simple interest, calculated from day of funding.

ACTIVE LISTING — PLACE YOUR BID

Motor vehicle accident

Florida · Represented · Liability clear

3 bids so far

$8,500

Requested

Strong

Case strength

31%

Current best bid

Your rate
28%
Min rate
24%
Place bid

Auction closes in 18h 42m · Anti-snipe protection active

INVESTOR ECONOMICS

Transparent by design.

No hidden fees. Simple interest. You know exactly what you earn before you bid.

WHAT YOU DEPLOY

Advance funded$5,000
Platform fee (2%)$100
UCC lien filing$99
Total deployed$5,199

WHAT YOU RECEIVE AT SETTLEMENT

Gross repayment$6,092
Settlement fee (2%)− $122
Net received$5,970
Your profit$771

YOUR RETURNS

Case duration~18 months
Total return14.83%
Net annualised18.86%
Interest typeSimple only

Based on $5,000 advance at 27.8% annual rate over 287 days. Actual returns depend on bid rate and case duration.

RISK AND UNDERWRITING

Every case is screened before it reaches you.

DAVID reviews every case for legal merit, attorney quality, and jurisdiction before listing. You review the details and make the call.

Non-recourse structure

If the case doesn't settle, you lose the advance. The plaintiff owes nothing. This is known going in — not a surprise.

DAVID screens every case

We verify attorney representation, assess liability, review case type and jurisdiction before any case is listed.

Build a diversified portfolio

Spread across multiple cases, jurisdictions, and case types to reduce concentration risk.

UCC lien perfected on every case

DAVID files a UCC-1 lien against the anticipated settlement proceeds, giving you a secured interest in the recovery.

Who qualifies

DAVID is open to accredited investors only, as defined by SEC Rule 501 of Regulation D.

Annual income over $200K ($300K joint) for the past two years
Net worth over $1M excluding primary residence
Entity investors with assets over $5M
Licensed investment advisors and registered brokers

Verification

Accreditation is verified through Parallel Markets. The process takes approximately 10 minutes and is completed entirely online. DAVID does not store sensitive financial documents.

Start verification →

GET STARTED

Ready to start building your portfolio?

Verify your accreditation, browse live cases, and place your first bid in under 30 minutes.

Start investing →

Accredited investors only · Verification takes ~10 minutes